Fix and Flip

Looking for Funding For Your Next Fix & Flip Project?

TMD Capital’s ARV Loan Program offers financing for up to 90% of the purchase price + 100% of renovation costs, not to exceed 75% of the after repair value.
Plus, TMD Capital only charges interest on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.

LOAN CRITERIA

Collateral:

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes: 5+ Unit Apartments; Mixed-Use Properties

LTV:

Up to 90% of the Purchase Price + 100% of the Renovation Cost; Not to Exceed 75% of the ARV

Term:

12 Months (6-Month Extension Available

Rates

As Low As 7.49% (Interest Only Charged on Outstanding Balance)

Minimum As-Is Property Value:

$50k for Single-Family
$25k per Unit for 2-4 Family
$35k per Unit for Multi-Family (5+)/Mixed-Use

Loan Amount:

$50k – $7.5M for 1-4 Family, Condos, & Townhomes
$250k – $10M for Multi-Family (5+)/Mixed-Use

Minimum FICO:

620

Pre-Payment Penalty:

N/A

ARV LOAN PROGRAM TYPICAL LEVERAGE & RATES

NEW INVESTOR

Completed up to 2 Flips or Owned up to 2 Rentals in the Last 3 Years

INTERMEDIATE INVESTOR

Completed Between 3 & 10 Flips or Owned Between 3 & 10 Rentals in the Last 3 Years

NEW INVESTOR

Completed up to 2 Flips or Owned up to 2 Rentals in the Last 3 Years

LTV

Up to 85% of Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 70% of the After Repair Value.

Up to 90% of the Purchase Price + Up to 100% of Renovation Costs; Not to Exceed 75% of the After Repair Value

Up to 90% of the Purchase Price + Up to 100% of the Renovation Costs: Not to Exceed 75% of the ARV

RATES

Starting at 10.49%

Starting at 8.35%

Starting at 7.49%